Member Resources Owned by the members we serve

Membership is the heart of the co-op

As a new member, you become part of more than 50,000 other members who own the cooperative.

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Membership means you are an owner

Unlike other utilities, Lumbee River EMC is a not-for-profit organization whose members share annual revenues that exceed annual operating expenses (margins).

  • Margins are allocated back to members each year, giving each member part ownership.
  • The Board of Directors evaluates the cooperative’s financial position annually.
  • If finances are sound, a portion of your investment may be returned as a Capital Credit.
  • Keep your mailing address updated so you receive any credits owed, even after service ends.

As members, we are connected by community, concern for our neighbors, environmental stewardship, and shared financial well-being.

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Capital Credits: Your ownership in the cooperative

Because Lumbee River EMC is a not-for-profit cooperative, any revenues that exceed operating costs are considered margins. Those margins are allocated back to members over time as Capital Credits, reflecting your ownership in the cooperative.

When the cooperative’s financial position is strong, the Board of Directors may approve retiring a portion of those credits and returning them to eligible members.

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Membership is more than electric service

As a member-owner, you are part of a cooperative that invests locally, supports education and youth programs, and gives you tools and options to manage your account.

Membership is community

Programs and opportunities that invest in the people and places we serve.

  • Scholarships
    Support for local students pursuing higher education, helping invest in the future of the communities we serve.
  • Youth Tour
    An all-expenses-paid opportunity for high school students to travel to Washington, D.C. and learn about leadership, government, and cooperatives.
  • Educational & Youth Programs
    Programs designed to educate and engage students and young people about electricity, safety, and cooperative values.
  • Annual Meeting
    A yearly gathering where members hear updates, vote in board elections, and participate in cooperative business.

Membership is the cooperative difference

Unlike investor-owned utilities, Lumbee River EMC is owned and governed by the members we serve. Our Board of Directors is elected by the membership and decisions are made locally, with the best interests of our communities in mind.

Because we operate as a not-for-profit cooperative, any margins are reinvested in the system or returned to members, ensuring reliable service and long-term value.

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Membership is the power to choose

Flexible options and tools that help you stay informed and in control.